Building Business Credit

Building business credit can benefit your small business in numerous ways. It can make securing financing easier or more affordable, help you obtain business insurance, and even improve your payment terms with suppliers. Additionally, a strong business credit profile can enhance your chances of landing lucrative contracts. 

At Personal Affairs, we are dedicated to helping you establish and build your business credit. We share simple steps to grow your credit profile and work with vendors and affiliates who report your payments to all three credit reporting agencies. This can significantly boost your business credit score.

As we work to bring your business idea to fruition, one of the most pivotal requirements is introducing your business to a global market. 🌍 To achieve this, we will work closely with you to develop a tailor-made business website that reflects your brand and engages your audience.

We offer custom web packages that include hosting, starting at $499. This comprehensive approach ensures a professional online presence that meets your business needs. As we work to bring your business idea to fruition, we can’t leave out one of the most pivotal requirements: introducing your business to a global market.  We will work closely with you to develop a business website tailored to your brand.

We provide custom web packages that include hosting starting at $499.

With so many different loan options available today, it’s easy to feel overwhelmed and unsure about which loan program or source to apply with. Conventional banks typically require approval from a well-established, profitable business. In contrast, alternative lenders may have varying requirements—some look at your revenue, others prioritize your personal credit quality, and some may lend based on collateral.

Key Considerations:

• Bank Loans: Often require a strong business history and profitability.
• Alternative Lenders: May focus on revenue or personal credit.
• Collateral-Based Loans: Some lenders may approve loans based on collateral rather than credit.

With all these options, do you know how to secure the most funding at the best terms? 

Our team and finance suite platform consolidate all legitimate business lending programs into one place. We collaborate with hundreds of lenders offering unique loan solutions tailored for various types of borrowers.

We are here to support you in your pursuit of funding! We will submit funding opportunities that align with your business plan upon request. Additionally, you can submit a funding opportunity to us for review and packaging. 

Our Commitment:

• We will only pursue funding opportunities that we feel confident in preparing for. If we cannot assist you, we will recommend a reputable grant writing company to ensure you receive the help you need.

• Identify Your Funding Needs: Review your business plan and determine what type of funding you are looking for.
• Submit Opportunities: Feel free to send us any funding opportunities you want us to review.
• Schedule a Consultation: Let’s discuss your goals and how we can best assist you in securing funding.