.affiliate-partners {
  background: #fff;
  padding: 95px clamp(22px, 7vw, 110px);
  text-align: center;
}

.affiliate-logos {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.affiliate-logo {
  min-height: 150px;
  background: #fff;
  border: 1px solid var(--sand);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 30px;
  transition: transform .2s ease, box-shadow .2s ease;
}

.affiliate-logo:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 45px rgba(86, 48, 24, .1);
}

.affiliate-logo:focus-visible {
  outline: 3px solid var(--orange);
  outline-offset: 3px;
}

#business-credit,
#credit-builder-card {
  scroll-margin-top: 110px;
}

.affiliate-logo img {
  display: block;
  max-width: 100%;
  max-height: 88px;
  width: auto;
  height: auto;
  object-fit: contain;
}

.affiliate-disclosure {
  max-width: 920px;
  margin: 28px auto 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.6;
}

@media (max-width: 600px) {
  .affiliate-partners { padding: 70px 20px; }
  .affiliate-logos { grid-template-columns: 1fr; }
  .affiliate-logo { min-height: 125px; }
}

@media (prefers-reduced-motion: reduce) {
  .affiliate-logo { transition: none; }
}